APA način citiranja (7. izdanje)

AGARWAL, O. (2012). FUNDAMENTALS OF RETAIL BANKING. HIMALAYA PUBLICATION.

Čikaški stil citiranja (17. izdanje)

AGARWAL, O.P. FUNDAMENTALS OF RETAIL BANKING. MUMBAI: HIMALAYA PUBLICATION, 2012.

MLA način citiranja (9. izdanje)

AGARWAL, O.P. FUNDAMENTALS OF RETAIL BANKING. HIMALAYA PUBLICATION, 2012.