Agarwal, O. (2006). Innovations in banking and insurance. Himalaya.
Lua i Stíl Chicago (17ú heag.)Agarwal, O. Innovations in Banking and Insurance. Mumbai: Himalaya, 2006.
Lua MLA (9ú heag.)Agarwal, O. Innovations in Banking and Insurance. Himalaya, 2006.
Rabhadh: Seans nach mbeach na luanna seo go hiomlán cruinn i ngach uile chás.