APA-viite (7. p.)

Kulkarni, R. (2004). Knowledge based systems in banking sector. New Century.

Chicago-viite (17. p.)

Kulkarni, R. Knowledge Based Systems in Banking Sector. New Delhi: New Century, 2004.

MLA-viite (9. p.)

Kulkarni, R. Knowledge Based Systems in Banking Sector. New Century, 2004.