APA-ийн эшлэл(7 дахь хэвлэлт)

Kulkarni, R. (2004). Knowledge based systems in banking sector. New Century.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

Kulkarni, R. Knowledge Based Systems in Banking Sector. New Delhi: New Century, 2004.

MLA -ийн эшлэл (9 дэх хэвлэлт)

Kulkarni, R. Knowledge Based Systems in Banking Sector. New Century, 2004.