APA način citiranja (7. izdanje)

Joseph, C. (2018). Advanced Credit Risk Analysis and Management. Wiley India Pvt. Ltd.

Čikaški stil citiranja (17. izdanje)

Joseph, Ciby. Advanced Credit Risk Analysis and Management. New Delhi: Wiley India Pvt. Ltd, 2018.

MLA način citiranja (9. izdanje)

Joseph, Ciby. Advanced Credit Risk Analysis and Management. Wiley India Pvt. Ltd, 2018.