APA (7 वां संस्करण) प्रशस्ति पत्र

Agarwal, O. P. (2013). Principles and Practice of Banking and Insurance (3rd.). Himalay Publishing House Pvt. Ltd..

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Agarwal, O P. Principles and Practice of Banking and Insurance. 3rd. Mumbai: Himalay Publishing House Pvt. Ltd., 2013.

एमएलए (9वां संस्करण) प्रशस्ति पत्र

Agarwal, O P. Principles and Practice of Banking and Insurance. 3rd. Himalay Publishing House Pvt. Ltd., 2013.