Agarwal, O. P. (2013). Principles and Practice of Banking and Insurance (3rd.). Himalay Publishing House Pvt. Ltd..
Čikaški stil citiranja (17. izdanje)Agarwal, O P. Principles and Practice of Banking and Insurance. 3rd. Mumbai: Himalay Publishing House Pvt. Ltd., 2013.
MLA način citiranja (9. izdanje)Agarwal, O P. Principles and Practice of Banking and Insurance. 3rd. Himalay Publishing House Pvt. Ltd., 2013.
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