APA-ийн эшлэл(7 дахь хэвлэлт)

Agarwal, O. P. (2013). Principles and Practice of Banking and Insurance (3rd.). Himalay Publishing House Pvt. Ltd..

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

Agarwal, O P. Principles and Practice of Banking and Insurance. 3rd. Mumbai: Himalay Publishing House Pvt. Ltd., 2013.

MLA -ийн эшлэл (9 дэх хэвлэлт)

Agarwal, O P. Principles and Practice of Banking and Insurance. 3rd. Himalay Publishing House Pvt. Ltd., 2013.