PHATAK S R. (1993). GUIDE TO PRACTICAL CREDIT APPRAISAL & PRESENTATION FOR BRANCH BANKERS. HALLMARK PUBLICATIONS.
Chicago-čujuhus (17. p.)PHATAK S R. GUIDE TO PRACTICAL CREDIT APPRAISAL & PRESENTATION FOR BRANCH BANKERS. MUMBAI: HALLMARK PUBLICATIONS, 1993.
MLA-čujuhus (9. p.)PHATAK S R. GUIDE TO PRACTICAL CREDIT APPRAISAL & PRESENTATION FOR BRANCH BANKERS. HALLMARK PUBLICATIONS, 1993.
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