APA-ийн эшлэл(7 дахь хэвлэлт)

JOSEPH CIBY. (2006). CREDIT RISK ANALYSIS: TRYST WITH STRATEGIC PRUDENCE. TATA MCGRAW-HILL PUBLISHING COMPANY LIMITED.

Чикаго-гийн эшлэл (17 дахь хэвлэлт)

JOSEPH CIBY. CREDIT RISK ANALYSIS: TRYST WITH STRATEGIC PRUDENCE. NEW DELHI: TATA MCGRAW-HILL PUBLISHING COMPANY LIMITED, 2006.

MLA -ийн эшлэл (9 дэх хэвлэлт)

JOSEPH CIBY. CREDIT RISK ANALYSIS: TRYST WITH STRATEGIC PRUDENCE. TATA MCGRAW-HILL PUBLISHING COMPANY LIMITED, 2006.