APA (7 ম সংস্করণ) উদ্ধৃতি

Bhattacharya, H. (2011). Banking strategy, credit appraisal, and lending decisions: A risk-return framework (2nd.). Oxford.

শিকাগো স্টাইল (17 তম সংস্করণ) উদ্ধৃতি

Bhattacharya, Hrishikes. Banking Strategy, Credit Appraisal, and Lending Decisions: A Risk-return Framework. 2nd. New Delhi: Oxford, 2011.

M.L.A (9 ম সংস্করণ) উদ্ধৃতি

Bhattacharya, Hrishikes. Banking Strategy, Credit Appraisal, and Lending Decisions: A Risk-return Framework. 2nd. Oxford, 2011.