Bhattacharya, H. (2011). Banking strategy, credit appraisal, and lending decisions: A risk-return framework (2nd.). Oxford.
Lua i Stíl Chicago (17ú heag.)Bhattacharya, Hrishikes. Banking Strategy, Credit Appraisal, and Lending Decisions: A Risk-return Framework. 2nd. New Delhi: Oxford, 2011.
Lua MLA (9ú heag.)Bhattacharya, Hrishikes. Banking Strategy, Credit Appraisal, and Lending Decisions: A Risk-return Framework. 2nd. Oxford, 2011.
Rabhadh: Seans nach mbeach na luanna seo go hiomlán cruinn i ngach uile chás.