APA način citiranja (7. izdanje)

Sethi, J., & Bhatia, N. (2023). Elements of Banking & Insurance (3rd.). PHI Learning Private Limited.

Čikaški stil citiranja (17. izdanje)

Sethi, Jyotsna, i Nishwan Bhatia. Elements of Banking & Insurance. 3rd. Delhi: PHI Learning Private Limited, 2023.

MLA način citiranja (9. izdanje)

Sethi, Jyotsna, i Nishwan Bhatia. Elements of Banking & Insurance. 3rd. PHI Learning Private Limited, 2023.