APA (7 वां संस्करण) प्रशस्ति पत्र

Sethi, J. (2012). Elements of Banking and Insurance (2nd.). PHI Learning.

शिकागो शैली (17वां संस्करण) प्रशस्ति पत्र

Sethi, Jyotsna. Elements of Banking and Insurance. 2nd. Delhi: PHI Learning, 2012.

एमएलए (9वां संस्करण) प्रशस्ति पत्र

Sethi, Jyotsna. Elements of Banking and Insurance. 2nd. PHI Learning, 2012.