Siddiqi, N. (2006). Credit Risk Scorecards. Harvard Business School Press.
Čikaški stil citiranja (17. izdanje)Siddiqi, Naeem. Credit Risk Scorecards. Boston: Harvard Business School Press, 2006.
MLA način citiranja (9. izdanje)Siddiqi, Naeem. Credit Risk Scorecards. Harvard Business School Press, 2006.
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